Currency converter calculator

Using your card on holiday? Taking out cash from an ATM in a foreign country? Use our currency calculator below to work out the daily exchange rate used, every day up to a year before... We won’t charge you for spending your money overseas, so you can guarantee that you’ll get Mastercard’s real foreign exchange rate. Just a heads up, some ATM providers may charge their own fee.

Find out more about the benefits of using Starling for your travel money.

Check our latest exchange rate.

We use Mastercard’s exchange rate, which you can check on the go by heading to the Payments tab in your Starling app.

Unlike some banks, we pass this rate directly onto you, without sneaky fees or extra charges. But heads up: some card machines and ATMs may still charge their own fee.

Frequently asked questions

What’s your exchange rate?

Our currency converter tool uses Mastercard’s exchange rate and doesn’t add anything on top. Like all banks, we’re now required to show the European Central Bank (ECB) published exchange rate and any additional fees or charges. This is so you can compare currency exchange rates between banks and decide what’s best for you in a fair and transparent way.