Currency converter calculator

Using your card on holiday? Taking out cash from an ATM in a foreign country? Use our currency calculator below to work out the daily exchange rate used, every day up to a year before... We won’t charge you for spending your money overseas, so you can guarantee that you’ll get Mastercard’s real foreign exchange rate. Just a heads up, some ATM providers may charge their own fee.

Find out more about the benefits of using Starling for your travel money.

Currency calculator

Need to convert GBP to USD or EUR? Use our currency converter below to calculate the exchange rate. We won’t charge you for spending overseas – but do bear in mind that some ATM providers may charge their own fee.

Already in paradise? Use our currency converter on the go. Just go to Cards in the app, then tap on ‘Going abroad?’.

Frequently asked questions


What’s your exchange rate?

Our currency converter tool uses Mastercard’s exchange rate and doesn’t add anything on top. Like all banks, we’re now required to show the European Central Bank (ECB) published exchange rate and any additional fees or charges. This is so you can compare currency exchange rates between banks and decide what’s best for you in a fair and transparent way.

Will I be charged for using my debit card abroad?

We don’t charge you for using your debit card abroad, but some ATM providers overseas may charge their own fee (which is sadly out of our control).

Compare Starling to:

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Travel 
ATM EU £100 Cost Yes£0
ATM World £100 Cost Yes£0
Debit World £100 Cost Yes£0
Debit EU £100 Cost Yes£0

Data correct as of 10 November 2025

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