Good with travel money.
Spend and withdraw abroad with your regular Starling debit card, with no fees from us.
Apply for personal account
The perfect travel companion.
Accepted all over the world.
If they take Mastercard, they take Starling.
No transaction fees from us.
It’s free to spend and withdraw abroad.
Instant alerts in both currencies.
Get notified in both GBP and the local currency.
Just pack your bags and go.
No need to tell us you’re going away.
How it works.
Getting ready for your trip away.
With a Starling personal account, there’s no need to tell us you’re heading away. Just use your debit card to spend abroad as normal.
But here’s a tip for you: if prompted by a card machine or ATM, choose to pay in local currency and not GBP. You’ll often get a better exchange rate.
Apply for personal account
Check our latest exchange rate.
We use Mastercard’s exchange rate, which you can check on the go by heading to the Payments tab in your Starling app.
Unlike some banks, we pass this rate directly onto you, without sneaky fees or extra charges. But heads up: some card machines and ATMs may still charge their own fee.
Make yourself at home: spend abroad with your Starling debit card just like you do in the UK. No fees from us, no hassle.
Free cash withdrawals.
You can withdraw cash abroad with no fees from us, up to a daily withdrawal limit of £300 in the equivalent local currency.
Separate your holiday money from your home money.
Set aside money for your next escape with Spaces – separate pockets of money in-app.
Settle Up with friends and family.
If you grabbed the bill, just send a simple Settle Up payment link to get paid back in a few taps – with no need to exchange details.
Know exactly what you’re spending.
Get instant spending notifications in both currencies. Helpful if you don’t fancy doing mental arithmetic on the go.
Lock your card in the app.
Misplaced your card? Lock it in the app with a tap, so it can’t be used. Found it in your bag? Just tap again to unlock it.
Friendly help around the clock.
Wherever you are, whatever timezone you’re in, start a live chat in seconds or call our UK support team – we’re ready to help 24/7.
Compare Starling to:
Feature |  | Please select a provider above | |
| Travel | |||
| ATM EU £100 Cost |  £0 | ||
| ATM World £100 Cost | £0 | ||
| Debit World £100 Cost | £0 | ||
| Debit EU £100 Cost | £0 |
Data correct as of 1 June 2026
Join the millions of people getting good with money.
Award-winning accounts. No monthly fees. Industry-leading security features.