Business banking.
But better.

Award-winning bank accounts with no monthly fees, whether you’re just starting out or about to go global.

Which? Recommended current account provider November 2025
CASS
FSCS protection logo

Pick the right tool for the job.

Business current account.

From start-ups to established limited companies, our award-winning account is packed with products and features to help you grow.

About business current account

Sole trader account.

Separate personal and work money with a dedicated account for sole traders, freelancers and landlords – with no monthly fees.

About sole trader account
Easy to use accounting software.

Simplify your banking, bookkeeping and tax. No extra logins or complicated software, just one clear view of your cash flow and useful tools to help with admin. And it’s all included for free with Starling Accounting Essentials.

About Starling Accounting

Watch your business grow.

Making Tax Digital.

Free Making Tax Digital software for sole traders. Digitally record and report your income tax and expenses to HMRC straight from your sole trader account.

About Making Tax Digital

Multi-currency accounts.

Going global? Your banking can too. Manage multiple currencies in one seamless app, at a real exchange rate with a 0.4% fee*.

About multi-currency accounts

Connect to other
business tools.

Choose from a range of smart integrations that allow you to connect your business account with products and services like Xero, Penfold and SumUp.

About Business Marketplace

*Low fixed fee of 0.4%, in addition to the exchange rate, for transfers between your Starling accounts (margin applied on exchange rate for weekends and bank holidays). For more details, visit our FAQs.

Free invoicing tools.

Folder bursting with documents

Take payments on-the-go.

A Starling debit card tapping a phone

Submit VAT returns.

Paper plane with HMRC written on its wing

Banking on your laptop.

Hand typing on laptop

Free business guides.

Stacked books

*Fees apply to certain tools and features. Please visit our FAQs page for more information.

Everything has been excellent so far. The app is so easy to use and it’s making the banking element of my sole trader start up easy.

Richard

Sole Trader Account Owner - 15/09/25

Trust Pilot 5 star rating
Man applying wood glue to furniture
Help